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Refinancing 30 Year To 15 Year What Is A Bridge Loan For A House Construction and bridge loans match special Needs – Construction and Bridge Loans Match Special Needs by Dianne Molvig / February 19th, 2007. and borrow against the equity in your existing home to pay the down payment for your new house. A bridge loan is for a short term, say six months. Usually you make no payments on the loan during that term.Calculator Rates Compare 15 & 30 Year fixed rate mortgages. This calculator makes it easy to compare the monthly payments for any 2 fixed-rate mortgages (FRMs).. By default the left column is set to a 15-year amortization while the right column is set to a 30-year amortization, but you can change either of these terms to quickly & easily compare the monthly payments for any fixed-rate.